How to Buy A House
How to Buy a House: a step-by-step guide to buying your first home.
Start Here: Welcome and Introductions
Get the entire course all at once with this downloadable version.
Should I buy or rent? And does it make a difference where I live?
I want to buy a house, where do I start?
Chapter 1 Quiz
tl/dr: Chapter 1 Takeaways
A word about mortgages:
What is a mortgage?
What is the difference between a loan officer and a mortgage broker?
What’s the difference between getting a mortgage from a bank and working with a mortgage company?
How do I choose a bank/mortgage company?
How will my credit score affect financing?
BONUS CONTENT: What goes into determining your credit score?
How much money do I need upfront?
What is a down-payment, and how much should I put down?
What is a down payment assistance program (DPA)?
What’s the difference between an FHA and conventional mortgage?
What is mortgage insurance and private mortgage insurance?
What is Title Insurance and do I need it?
Is there an alternative to a mortgage?
What do I need to know about buying in cash?
Chapter 2 Quiz
tl/dr: Chapter 2 Takeaways
What is a Realtor and what is a real estate broker and why do I need one?
How do I choose a real estate agent?
What is a Buyer Broker Agreement?
Do I have to pay a commission?
Can I work with more than one real estate agent?
Can I buy without an agent?
What if I find a house that’s for sale by the owner?
Can you ask the agent or seller if it's a “good neighborhood?”
Can your agent tell you about crime or sex offenders in the neighborhood?
Chapter 3 Quiz
tl/dr: Chapter 3 Takeaways
What paperwork do I need to have ready before making an offer?
How do I make an offer through my real estate agent?
How much should I offer?
What is an escrow deposit?
What are contract contingencies?
What are "Additional Terms"?
Can the seller back out?
How do I choose the closing date?
What is an inspection period and how long should it be?
What can I expect after submitting an offer?
How long will it take from contract to closing?
How do I make an offer if I’m not working with an agent?
Is money needed upfront/on hand to make an offer to a seller?
Chapter 4 Quiz
tl/dr: Chapter 4 Takeaways